pmpforgc
07-15 10:34 PM
Can some of experienced guyes answer my question about the DISABILITY INSURANCE.
Some of you guys looks like confusing DISABILITY RIDER in the TERM/WHOLE policy with DISABILITY INSURANCE.
DISABILITY INSURNACE will pay for (in Most case 60% of the last salary) if you become PERMANENTLY DISABLED and can not work up to the age of 62 or 65. After that SS will pay for you.
DISABILITY RIDER that you have with extra cost in the LIFE INSURANCE policy cancel payment requirement of your Life Insurance policy. So If you become Disabled You WILL NOT HAVE TO PAY PREMIUM for your TERM/WHOLE Life policy and still it will be effective.
Because of my one of the diseases I am always worried about DISABILITY insurance.
I always try to get Short term and Long Term disability insurances through employer.
But the problem is they always start with long preexisting exlusions and when you change jobs they dont continue so have to start new one which also has other new preexisting exlusions to start.
You can convert your longterm disability to the personal policy if you have that for long time. but they are not valid if you get new job.
Is there any private/personal (not employer sponsored) Short and long term DISABILITY Insurance policies that we can purchase out side of the job.? How are the premiums? Are they reliable?
also do any of you know case where LIFE INSURANCE was actually paid and how easy/hard the process was for family?
Also similar experiences if some one know if any one used DISABILITY INSURANCE and how hard it was?
Some of you guys looks like confusing DISABILITY RIDER in the TERM/WHOLE policy with DISABILITY INSURANCE.
DISABILITY INSURNACE will pay for (in Most case 60% of the last salary) if you become PERMANENTLY DISABLED and can not work up to the age of 62 or 65. After that SS will pay for you.
DISABILITY RIDER that you have with extra cost in the LIFE INSURANCE policy cancel payment requirement of your Life Insurance policy. So If you become Disabled You WILL NOT HAVE TO PAY PREMIUM for your TERM/WHOLE Life policy and still it will be effective.
Because of my one of the diseases I am always worried about DISABILITY insurance.
I always try to get Short term and Long Term disability insurances through employer.
But the problem is they always start with long preexisting exlusions and when you change jobs they dont continue so have to start new one which also has other new preexisting exlusions to start.
You can convert your longterm disability to the personal policy if you have that for long time. but they are not valid if you get new job.
Is there any private/personal (not employer sponsored) Short and long term DISABILITY Insurance policies that we can purchase out side of the job.? How are the premiums? Are they reliable?
also do any of you know case where LIFE INSURANCE was actually paid and how easy/hard the process was for family?
Also similar experiences if some one know if any one used DISABILITY INSURANCE and how hard it was?
wallpaper adriana lima victoria secret
sachuin23
04-19 03:48 PM
The best thing we can do is to support IV on their action items. The core is more informed about what would be best for the entire community.
hoolahoous
11-03 03:47 PM
open a nri account here in india with your dad as a second name to it in a bank like hsbc which is there both in india and usa....then you or your dad dcan deposit money in that account...then anybody can withdraw after that. ...Second your dad can gift you a certain amount by converting rs to dollars in india and getting american express travelers check and sending it to you,....
let me know what you do and if there are other ways to do that..
AFAIK you can not deposit rupees in NRI account. only dollars
let me know what you do and if there are other ways to do that..
AFAIK you can not deposit rupees in NRI account. only dollars
2011 fashion show victoria show
belmontboy
04-21 03:23 PM
To OP: Why didn't you add your parents to your GC application as your dependents? Check if you can do so now..?
This is not IT returns :) to do so
This is not IT returns :) to do so
more...
Macaca
10-05 04:42 PM
Thanks for the blog link....posting on thier blog would help create some awareness of the issue upfront- where other "misinformed" readers can read it and get the facts right!
High-skilled versus illegal is not the only issue.
Post your personal EB GC issues. They may cover EB GC issues separately.
Post, Post, Post, ...
High-skilled versus illegal is not the only issue.
Post your personal EB GC issues. They may cover EB GC issues separately.
Post, Post, Post, ...
njdude26
07-22 01:34 PM
I would agree with this. My company is run by canadians. If there was any growth restrictions today i would not be the head of s/w development...
just because there is one bad fruit you dont throw the entire basket out...
My company has offices in both canada(toronto and vancouver) and US .. i have worked for extended periods of time in canada. I agree that career development opps are limited due to economic reasons, but there is no way toronto or vancouver is any more racist than atlanta or miami. Who said there is no discrimination against white collar workers in the US as well .. if not how do you explain so many people supporting illegal aliens, but nobody breathing a word about us ? Lets face it , the corporates here need us but many native born white collar workers actively hate us. Thats how you have so much opposition to H1-B and EB visas from the likes of programmer's guild and other labor unions.
just because there is one bad fruit you dont throw the entire basket out...
My company has offices in both canada(toronto and vancouver) and US .. i have worked for extended periods of time in canada. I agree that career development opps are limited due to economic reasons, but there is no way toronto or vancouver is any more racist than atlanta or miami. Who said there is no discrimination against white collar workers in the US as well .. if not how do you explain so many people supporting illegal aliens, but nobody breathing a word about us ? Lets face it , the corporates here need us but many native born white collar workers actively hate us. Thats how you have so much opposition to H1-B and EB visas from the likes of programmer's guild and other labor unions.
more...
ndialani
07-22 01:29 AM
I-485 mailed on 7/13/2007
Reached USCIC Nebraska - 7/16/2007
PD:Aug 2004/EB2/CA
Receipt: waiting
Reached USCIC Nebraska - 7/16/2007
PD:Aug 2004/EB2/CA
Receipt: waiting
2010 Adriana Lima
perm2gc
11-09 04:49 PM
The Lame Duck Session might be stromy one with Bush wants his other objectives to be passed with last time senate in his control...Republicans top priorities might be passing of Terrorism Act And Confirmation of John Bolton To UN,also confirmation of Robert Gates as Sec of defence..
more...
tikka
07-13 09:37 PM
thanks......at least one person showed up
15...:D
15...:D
hair adriana lima hair up
malibuguy007
04-01 03:23 PM
We should try and get at least $500 today to get the momentum going.
more...
shana04
02-23 12:59 PM
I believe this would be an interesting question for IV admins or attorneys who are helping IV and senior IV'ans who have done AC21
Scenario1:
If you are on H1 in your 6th year with EAD (not used) then after 6th year will be applicant be on EAD or does he has to fill I-9 with employer
Scenario2:
If you are on H1 in your at the end of 6th year with EAD (not used) then before the end of 6th year an applicant loosed job. then from that point will he be automatically be on EAD or does he has to do some thing to file till he gets a job (because once he find a job and he might apply for new h1 or join with EAD and he can file I-9)
Scenario3:
If you are on H1 in your at the end of 5th year with EAD (not used) then before the end of 5th year or in 6th year an applicant loosed job. then from that point will he be automatically be on EAD or does he has to do some thing to file till he gets a job (because once he find a job and he might apply for new h1 or join with EAD and he can file I-9)
Can IV answer these questions with the help of an attorney or any one who has gone through this can shed some light
This would be useful info for most of us
Thanks in advance
Scenario1:
If you are on H1 in your 6th year with EAD (not used) then after 6th year will be applicant be on EAD or does he has to fill I-9 with employer
Scenario2:
If you are on H1 in your at the end of 6th year with EAD (not used) then before the end of 6th year an applicant loosed job. then from that point will he be automatically be on EAD or does he has to do some thing to file till he gets a job (because once he find a job and he might apply for new h1 or join with EAD and he can file I-9)
Scenario3:
If you are on H1 in your at the end of 5th year with EAD (not used) then before the end of 5th year or in 6th year an applicant loosed job. then from that point will he be automatically be on EAD or does he has to do some thing to file till he gets a job (because once he find a job and he might apply for new h1 or join with EAD and he can file I-9)
Can IV answer these questions with the help of an attorney or any one who has gone through this can shed some light
This would be useful info for most of us
Thanks in advance
hot Fashion Show 2010-2011
bsbawa10
07-01 10:19 PM
These ppl are talking about giving amnesty to ILLEGALS...let me repeat it.. amnesty=award for being ILLEGAL. They have done that before and all of a sudden we F'KIN LEGAL TEMP WORKERS from India/China have to worry about the LEGAL aspect of filing a law-suit.
Something is seriously screwed up with this. This is no different than a pseudo-SLAVERY. Now all of a sudden most of you will say, no one put a gun on your head to work. Ofcourse not, but why hell do they create a dual intent H1FU?K Visa where they show you the carrot and create a indentured servant system and discriminate on the basis of the country of your birth. It is discrimination. Trust me when there was SLAVERY in the US , it was defined LEGAL.
freedom_fighter, your words are very strong but everything you say is a truth.
Something is seriously screwed up with this. This is no different than a pseudo-SLAVERY. Now all of a sudden most of you will say, no one put a gun on your head to work. Ofcourse not, but why hell do they create a dual intent H1FU?K Visa where they show you the carrot and create a indentured servant system and discriminate on the basis of the country of your birth. It is discrimination. Trust me when there was SLAVERY in the US , it was defined LEGAL.
freedom_fighter, your words are very strong but everything you say is a truth.
more...
house Joining adriana lima,
punjabi
03-09 11:39 AM
How disappointing!
Visa Bulletin For April 2011 (http://travel.state.gov/visa/bulletin/bulletin_5368.html)
EMPLOYMENT-BASED PREFERENCES
...
...
Further retrogressions cannot be ruled out should demand continue at the current levels for some categories and countries.
Visa Bulletin For April 2011 (http://travel.state.gov/visa/bulletin/bulletin_5368.html)
EMPLOYMENT-BASED PREFERENCES
...
...
Further retrogressions cannot be ruled out should demand continue at the current levels for some categories and countries.
tattoo Fashion News.Yahoo!
gjoe
09-22 06:59 PM
Stoppers idea is brilliant and should be done on a big scale. It will convey a strong message and will be in news.
These are my predictions if we do this stopper thing
1) People will try to know what this whole thing is about. ( So we should have the stage set for the propaganda to tell americans that they will lose big if we go home)
2) This could have a negative impact of drawing more anti-immigrant crowd which want us to leave no matter what. ( For a common american jobs for his himself and family is more important than what we are trying to say)
3) Stopper companies would get some free publicity ( Maybe some company is out there to sponsor this)
In my opinion this would not help much like the flower campaign. But there is no harm in trying.
These are my predictions if we do this stopper thing
1) People will try to know what this whole thing is about. ( So we should have the stage set for the propaganda to tell americans that they will lose big if we go home)
2) This could have a negative impact of drawing more anti-immigrant crowd which want us to leave no matter what. ( For a common american jobs for his himself and family is more important than what we are trying to say)
3) Stopper companies would get some free publicity ( Maybe some company is out there to sponsor this)
In my opinion this would not help much like the flower campaign. But there is no harm in trying.
more...
pictures +secret+fashion+show+2011
paragpujara
06-28 12:09 PM
Starting July 2, USCIS will no longer allow petitioners to file their I-140's under the premium processing program.* This is expected to be a temporary measure; starting August 1 petitioners will be allowed to file their*I-140 cases under the premium processing program.
*
The USCIS' press release can be accessed here: http://www.aila.org/content/default.aspx?docid=22772
*
The USCIS' press release can be accessed here: http://www.aila.org/content/default.aspx?docid=22772
dresses Victoria#39;s secret fashion show
eb_retrogession
02-24 01:54 PM
This is my third post regarding this topic. I have made my contibution and urged all my friends to do the same. [B]Can we sell some add space[B]. If we can have more broad immigartion related topics like proceesing times, more people visit and we can probably sell some add space
Raju,
Thanks for your input.
We haven't ignored the suggestion about selling ad space.
IV is not yet a very high traffic portal. Usually ad space prices range from a dollar to couple dollars (if that!) for every 10,000 impressions. So this may not be a practical thing to do, given the very low returns for the associated effort.
But thanks a lot for your contribution
Raju,
Thanks for your input.
We haven't ignored the suggestion about selling ad space.
IV is not yet a very high traffic portal. Usually ad space prices range from a dollar to couple dollars (if that!) for every 10,000 impressions. So this may not be a practical thing to do, given the very low returns for the associated effort.
But thanks a lot for your contribution
more...
makeup Fashion Show 2010 Part II
pamposh
01-20 06:39 PM
Everyone, there is a temporary problem with donating money through PayPal.
Our webmaster is on the phone with them and we expect it to be fixed soon. Someone will post again as soon as it is up.
Please hold on to your wallets in the meantime.
Just wondering if this is fixed or not yet.:confused:
Our webmaster is on the phone with them and we expect it to be fixed soon. Someone will post again as soon as it is up.
Please hold on to your wallets in the meantime.
Just wondering if this is fixed or not yet.:confused:
girlfriend +secret+2011+fashion+show
chantu
11-08 11:53 AM
msgs like this help establish the notion that this is an indian website dedicated to indian immigration issues. I didnt see any post wishing happy Eid/ Eid Mubarak nor did I notice last year that anyone wished a Merry Christmas/ Happy Holidays, nor do we wish our Chinese friends a Happy Chinese New Year.
You are a typical Indian Secular person (dhimmi).
HAPPY DIWALI to ALL (to people of all nationalities, religions, race, color).
WISH YOU A PROSPEROUS NEW YEAR (i.e Padwa)
You are a typical Indian Secular person (dhimmi).
HAPPY DIWALI to ALL (to people of all nationalities, religions, race, color).
WISH YOU A PROSPEROUS NEW YEAR (i.e Padwa)
hairstyles Fashion Show 2010-2011
vinodmp
02-12 04:10 AM
Which service center processed your I-140 ? For Eb2 cases, USCIS ( especially NSC) doesn't accept a combination of degree and experience. They require a single 4 year degree.
You should not completely give up on this. Get a good lawyer, a good education evaluator and try to save the case.
I140 was approved by NSC
You should not completely give up on this. Get a good lawyer, a good education evaluator and try to save the case.
I140 was approved by NSC
rameshvaid
09-22 09:25 PM
Called 3 from Ohio and left messages. I will call most of them tonight.
RV
RV
sre501
07-19 09:55 AM
EB3 PD April 2002 , filed 485 july 2nd fedex at 9.02 am
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